Magnolia Payday Loans In Cleveland, Ohio
Are you looking for a short-term loan in Cleveland, OH? Get a payday loan today with Magnolia Payday Loans.
Find Magnolia Payday Loans in Cleveland
If you’re from or visiting Cleveland (OH) and need a quick, easy way to get money, check out our friendly service and convenient locations that are open now. Stop by one of our locations today!
Monday-Friday: 08:00 AM – 09:00 PM
Saturday-Sunday: 09:00 AM – 07:00 PM
Local Business That Supports Locals
Magnolia Payday Loans is a local business that supports locals with affordable cash loan solutions. Our business receives a high rate of customer satisfaction. We are a small business, and we understand the struggles you may face when applying for a cash advance or a personal loan from banks or credit unions. However, we are here to help you get the money you need, so you can invest in your future, start a new business in Cleveland (OH) or pay off some debt.
Payday Loans’ Legal Status in Cleveland, OH
Cash advances and payday loans in Cleveland, Ohio, are popular ways to get quick money. They’re usually loans that can be used to pay off an emergency expense or get you through a rough patch until your next paycheck. However, payday lending comes with costs and regulations you should be aware of before using it.
In Cleveland, online payday loans are regulated by the Ohio Department of Commerce, which puts a cap on the interest rate. A payday loan is typically $15 for every $100 borrowed, while the cost of a cash advance is typically $25 to $40 per $100 borrowed. Cash advances and payday loans (Cleveland, Ohio) can be used to pay off bills, cover emergencies, or make large purchases that might otherwise be unaffordable.
Get the Best Payday Loans at Our Cleveland (OH) Store
We’ve covered you if you’re looking for a loan online (same-day instant approval decision). At our Cleveland (OH) store, you can get a wide range of loans with low-interest rates to suit your needs and budget.
Our Lenders Offer the Following Loan Products:
Payday loans are short-term loans that you can get in an emergency. You can borrow money up to $1,000 for a very short period of 14 or 30 days from OH payday loans online and pay it back with a lump sum when you get your next paycheck.
Cash advances are a quick and easy way to get money in your bank account. You can apply online in just minutes, and we’ll do our best to send you the money immediately! With Magnolia Payday Loans, you can get up to $1,000 in as little as one business day.
Installment loans are simple, flexible loans that allow you to pay back your debt in fixed monthly payments over a specific loan term (up to 24 months). You can use this extra cash to pay off big bills like credit card debt, medical bills, and more. In Cleveland, OH, you can borrow up to $5,000 from an installment loan.
Car Title Loans
Car title loans are easy to get, and you don’t have to go through the hassle of filling out paperwork. With a car title loan, you simply sign over your vehicle’s title as collateral for the cash you need. You then make regular monthly payments until the balance is paid off.
Check Cashing Services
At Magnolia Payday Loans, our lenders offer check cashing services that are fast, easy, and convenient. When you come to our branch, we’ll take care of everything for you—no forms to fill out or any other hassle.
Cleveland Payday Loans for Bad Credit
If you’re looking for bad credit payday loans in Cleveland (OH), you’ve come to the right place. Our responsible lending partners offer fast, easy loans for Cleveland residents with a bad credit history.
We know that things happen—you may need extra money to cover an unexpected bill or expense. If that’s the case, our online application process can help you get a payday cash advance (Cleveland, OH) with no credit check within one business day in your bank account. In addition, we only require a few simple documents and an online application to ensure we have all the information we need before approving your loan request.
We have several loan options available, from $100 up to $1,000 at a time, so we can meet your needs and provide the best service possible!
Magnolia Payday Loans Locations Near Me
How close is the nearest Magnolia Payday Loans location in Cleveland (OH)? With just a few clicks, you can find our payday loan companies. We’ve created a list that shows all our locations. Just click on the button below, and you’ll be able to see where all our branches are located.
How Do I Get a Payday Loan in Cleveland, OH?
If you’re looking for a payday loan in Cleveland, OH, look no further than Magnolia Payday Loans. We’ve helped Ohio residents as you get out of tight spots in the past, and we’d be happy to help you as well.
Here’s how it works: You fill out our easy online form. Then we’ll walk you through the rest of the process until you have your money in hand. The whole thing takes about 10 minutes from start to finish!
We work with most lenders in our area who offer quick cash loans up to $1,000. Just tell us what day of the week works best for your schedule, and we’ll connect you with someone who can help.
Requirements for Payday Loans in Cleveland, OH
To qualify for a payday loan, a borrower should meet the following criteria:
- At least 18 years old;
- A U.S. citizen or permanent resident alien with a valid social security number and address in the United States;
- Employed for at least three months with an income greater than $1000 per month (or with access to recurring income);
- Have an active checking account (borrower’s bank account must have a direct deposit option);
- Have a valid phone number and email address.