Payday Loans in Allen, TX

Short-term loans can provide a lifeline for borrowers who face small emergencies and experience credit issues. If you live in Texas and are looking for a bad credit loan with almost instant funding, Magnolia Payday Loans is here to help.

We offer payday loans in Allen from a wide range of trusted direct lenders. Visit our store or apply online and get between $100 and $1,500, depending on your income.

How to Apply for a Payday Loan in Allen with Magnolia Payday Loans?

Follow these four simple steps and get a payday loan in Allen in as little as one business day:

  1. Complete an application form. Visit our store or do it online in 5 minutes. You only need to answer some basic questions and specify a few personal and financial details.
  2. Get a response. One of the lenders from our network will review your application data and reach out to you in less than one hour.
  3. Sign a loan agreement. If approved, read your loan contract carefully and e-sign it if the terms fit you.
  4. Get the funds. In most cases, you will access the fund in your bank account the next or the same day.

Who Can Get a Payday Loan in Allen, TX?

Although eligibility criteria can vary by lender, here are some common requirements to meet:

  • Be at least 18 years old;
  • Have an active bank account in your name;
  • Be a US legal citizen;
  • Provide proof of steady income.

Apply for a Payday Loan in Allen and Other Texas Cities

Our Allen store is always at your service if you need a quick fix. Magnolia lenders look far beyond just borrowers’ credit scores, so any credit is considered. Borrowers in Allen can complete the entire process in about 10 minutes and get the funds within one business day. So visit us today and let us guide you through the process.

Not in Allen? We also serve residents of other Texas cities! Applicants from Lucas, McKinney, Frisco, Fairview, Parker, Plano, Richardson, Murphy, and Sachse can visit our Allen location for fast assistance. You’re also welcome to apply online 24/7 via our website.

Why Choose Magnolia Payday Loans?

Magnolia Payday Loans is about speed, convenience, safety, and a personal approach to each situation. Here’s what we offer:

  • Quick & easy application process;
  • A wide range of loan offers from multiple Texas lenders;
  • The ability to apply online from anywhere;
  • Funding as soon as the next business day;
  • Any credit is accepted;
  • No credit checks via credit bureaus;
  • Almost instant loan decision;
  • No upfront fees.
Get Approved for Payday Loans in Allen, TX in Minutes


  1. How Much Can I Borrow with a Payday Loan in Allen, TX?
    Our lenders offer loans between $500 and $1,500. However, Texas law says borrowers can only get up to 20% of their monthly income.

  2. Can I Get an Allen Payday Loan with Bad Credit?
    You’re welcome! Magnolia lenders don’t consider your credit score a determining factor. You can apply with any FICO rating as long as you are certain of your ability to repay the funds.

  3. How Will I Repay a Payday Loan in Allen?
    The repayment is usually made automatically via a withdrawal from your bank account on the agreed-upon date. Make sure to have enough money on your balance when due.

  4. What Is the Cost of Allen Payday Loans?
    Allen payday loan finance charges are about $28 per each $100 borrowed (a CAB fee). The average APR on payday loans in Texas is nearly 660%.