Frequently Asked Questions

About Payday Loans

Here are the most frequently asked questions we get. Looking for something that isn’t there? Contact us directly.

  1. What is a payday loan?
    A payday loan is a cash advance option that you can rely on in case of a financial emergency for a term of up to one month. Payday loans are meant to help you out in a case of financial difficulty until you get your next paycheck. You repay it all in one lump, together with interest.
  2. What do you need a payday loan for?
    Most borrowers take payday loans to handle unexpected expenses, such as paying the bills or rent, financing car or house repair services, buying medicine or groceries. You can use a payday loan as you see fit.
  3. What happens if you don’t pay a payday loan?
    Failing to repay a short-term loan on time leads to consequences, and borrowers end up paying more. There may be an additional fee for delayed payment or an NSF (non-sufficient funds) fee. You can get acquainted with the terms and conditions by carefully reading your loan agreement.
  4. How long does it take to get a payday loan?
    In case of approval, most borrowers get their loan in one business day. Applying early in the morning maximizing an applicant’s chances of getting same-day funding, provided that everything goes well. Getting approved later in the day on a Friday means that the lender will deposit the money on the next working day.

About Installment Loans

  1. What is an installment loan?
    An installment loan is an amount of money that you borrow and then repay it in fixed monthly payments, also called installments.
  2. How to get an installment loan with bad credit?
    By applying through websites such as ours, your application reaches dozens of direct lenders who can grant you a loan, even with bad credit.
  3. Where can I get an installment loan?
    You’re in the right place. Fill out the application on our website, mentioning your desired amount and other loan details. In a matter of minutes, an entire network of reliable direct lenders will evaluate your application. If you qualify, one of them will contact you with an offer.