Payday Loans in College Station, Texas

Magnolia can help you get a payday loan ranging from $100-$1,500 depending on your income. Simply submit a request for funds if you are in an emergency. We connect you with direct lenders quickly, so you may get a payday loan in College Station on the same day. There is no credit check, so a bad credit history will not affect lenders’ decisions. In-store and online payday loans in College Station, Texas, are available to everyone, thanks to Magnolia.

How Can You Obtain a Payday Loan Online Through Magnolia?

Getting money quickly is possible if you are one of Magnolia’s clients. You can apply for a payday loan in the store. But it’s much more convenient to do it online. To do this, you need to follow these steps:

  1. Complete the online loan application.
  2. Provide the lender with information about yourself. You will need your full name, address, bank account number, and proof of current income.
  3. Wait for the approval decision. Take your time signing the contract. Please read the terms and conditions carefully.
  4. If the terms suit you, sign the agreement online.
  5. The money should appear in your account within the next business day.

Check if You Qualify for a Payday Loan in College Station

To get a payday loan, you need:

  • be a U.S. citizen or permanent resident;
  • be at least 18 years old;
  • have a steady source of income;
  • have a valid ID and active bank account.

Magnolia Payday Loans in College Station

Need quick cash before payday in College Station, TX? Magnolia offers convenient, same-day online lending to all College Station residents. We also serve nearby small towns, such as Bryan, Navasota, and Hearn. Visit any of our branches for a personalized experience.

Payday Loan Alternatives for College Station Residents

Instead of payday loans, College Station residents can get:

  • installment loan, which involves repayment in fixed monthly installments;
  • title loans, which require collateral;
  • cash advances, which are money withdrawals from your credit card balance.
Apply for a Payday Loan in College Station today!


  1. How Do Payday Loans Impact Credit Scores?
    If you make timely payments, your credit score won’t be affected, but it’s unlikely to see any positive effects either. At the same time, late payments can damage your credit.

  2. Can I Receive the Loan Money on the Same Day?
    The ability to receive money on the same day depends on the lender, your bank, and payment processing times. But filing your application before 10 am can improve your chances.

  3. How Much Does a Payday Loan Cost in College Station?
    The average payday loan cost is $28 per $100 borrowed, with an additional 10% interest charge. Failure to pay may result in a $30 fee. The average APR for payday loans in the state is around 660%, but this varies by lender.

  4. What are the Typical Repayment Terms for Payday Loans in College Station?
    Borrowers usually need to repay the loan in full, including fees and interest, by the next payday. According to Texas laws, the repayment terms can be between 7 and 180 days.