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Cash Advance Regulation

Cash Advance Regulation

Over the past several years there has been a small war playing out in the finance community between regulators and cash advance companies on a state-by-state basis. Most cash advance companies operate under the protection of state laws that do not require them to adhere to any specific fee caps or usury rates, and regulators…
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Is An Agent Necessary?

Is An Agent Necessary?

Over the past decade the advancement of technology has integrated society in to one big mesh network giving us the ability to reach people and places all over the world in a moments notice. It has revolutionized the way we conduct business; insurance included. With the ability to reach companies directly, you might wonder if…
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Standard Presumptive Value (SPV)

What You Should Know About Standard Presumptive Value (SPV)

If you purchased a vehicle and are wondering why the tax office required you to pay taxes on an amount that was significantly more than what you paid for the vehicle…wonder no longer. The answer is SPV. According to the State, the majority of sales tax on used car sales is used to fund and…
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