Magnolia Payday Loans in Charlottesville, VA

Magnolia Payday Loans In Charlottesville, Virginia

Are you looking for a short-term loan in Charlottesville, VA? Get a payday loan today with Magnolia Payday Loans.

Payday Loans Charlottesville, Virginia: Get Fast Cash Online & Offline

Magnolia Payday Loans is available to assist you if you have financial difficulties. We offer quick and affordable financial solutions that can help you meet your personal financial needs. We partner with trusted direct lenders to help Virginia residents make better financial decisions.

Online and offline payday loans are now possible in Charlottesville. Our store can provide a quick approval decision and cash advance for those in need. Get cash online from the comfort of home. Make an online application and get the cash you need in minutes.

Address: 384 Pantops Ctr, Charlottesville, VA 22911
Phone: (434) 443-6617
Branch manager: Clive Wilcher

Working Hours

Monday-Sunday: 10:00 AM – 06:00 PM

The store at 253 N Riverbend Dr, Charlottesville, VA 22911 is permanently closed.

Charlottesville Magnolia Payday Loans

Charlottesville Residents, We Are Here To Serve You

Looking for a cash advance near Charlottesville, VA? Magnolia Payday Loans has a range of smart financial products. We offer everything from payday cash advances to installment loans. So you don’t have to worry about your privacy, we work with Virginia licensed loan providers. Our company’s mission is to help people overcome financial problems without them being bothered. You can get a cash loan from us for free. To apply, you don’t have to pay additional fees. We are here to help you no matter what, even if you’re rejected by a credit union or bank.

Local Business That Supports Locals

Magnolia Payday Loans is a smart choice for people who experience financial difficulties and want to overcome them fast. We’re always here to help Charlottesville residents deal with unexpected expenses and financial emergencies of any kind. If you live in Charlottesville, VA, we will be happy to assist you when you face a heavy financial need. We’re a trusted company that puts your needs first and does its best to help you cover them.


What options are available to Charlottesville, VA borrowers?

Charlottesville, VA can offer a range of financial services. Pick the one that is most appropriate for your current financial situation.

Payday Loans

Payday Loans

Need urgent cash till your next paycheck? A payday loan could be the answer! The cash can be repaid in one payment after you receive your next salary. A loan term can be extended from 7 to 31 business days.

Installment Loans

Installment Loans

An installment loan gives you more flexibility. It allows you to split your loan cost evenly over several months and makes fixed monthly payments. You can borrow up to $5,000. The debt must be repaid in as little as 24 months.

Auto Title Loans

Car Title Loans

You need a quick-term loan at attractive rates. Title loans are available! Your vehicle can be used as collateral to obtain car title loans that allow you access cash within a few hours. Even if you are repaying a loan for the car, you can still drive it. The car value determines how much money you can get. The repayment terms usually last for up to 31 business days.

Cashing Checks

Check To Cash

Do you need to cash out money orders? Bring them to our cash location and use the check cashing option to receive money immediately.

Get Cash in One Business Day! Direct Deposits from Magnolia Payday Loans.

Nearby Magnolia Payday Loans Locations

Are you a resident of another VA city? Use an online application or find a nearby location!

 Magnolia Payday Loans
Virginia Beach

5214 Fairfield Blvd,
Virginia Beach, VA 23464

Virginia Beach Easy Loans

(757) 204-6190

 Magnolia Payday Loans

435 N Military Hwy,
Norfolk, VA 23502

Norfolk Easy Loans

(757) 997-1611

 Magnolia Payday Loans

4821 1st St S,
Arlington, VA 22203

Arlington Easy Loans

(703) 291-3046

 Magnolia Payday Loans

7475 Midlothian Turnpike,
Richmond, VA 23225

Richmond Easy Loans

(804) 409-4775

 Magnolia Payday Loans
Newport News

625 W Pilot House Dr,
Newport News, VA 23606

Newport News Easy Loans

(757) 280-2702

 Magnolia Payday Loans

4917 N Grandin Rd Ext,
Roanoke, VA 24018

Roanoke News Easy Loans

(540) 900-0410

 Magnolia Payday Loans

472 S Post Dr,
Herndon, VA 20170

Herndon News Easy Loans

(757) 997-1620

 Magnolia Payday Loans

384 Pantops Ctr,
Charlottesville, VA 22911

Charlottesville News Easy Loans

(434) 443-6617

 Magnolia Payday Loans

14110 E Lee Hwy,
Centreville, VA 20120

Centreville News Easy Loans

(571) 520-6229

 Magnolia Payday Loans

1729 W Parkview Dr,
Chesapeake, VA 23320

Chesapeake News Easy Loans

(757) 427-8706

 Magnolia Payday Loans

930 N Main St,
Suffolk, VA 23434

Suffolk News Easy Loans

(757) 414-9688


Are you having bad credit scores? It doesn’t really matter!

We are not concerned with your past credit history. Bad credit or no credit are not a problem when you apply for Charlottesville payday loans. Simply fill out our easy application online or in a store cashier to get multiple offers from reputable loan providers in Charlottesville. There are no credit checks that can ruin your credit rating. Even if your credit score is low, you can be approved in an hour.

Benefits of a Charlottesville Payday Loan

Charlottesville payday loans are one of the most efficient and fast ways to meet your small financial needs. Magnolia Payday Loans Charlottesville offers several benefits.

Instant decision

Charlottesville, VA lender will issue a loan decision in an hour.

All customers with bad credit are accepted

We are available to assist you, even if you have bad credit. For us, your needs and problems are more important than your credit score.

Flexible terms and loan amounts

You can choose the best loan terms for your financial situation. Charlottesville lenders are able to provide loans up to $1,000 to those with sufficient income to repay your potential debt.

It’s easy to get

Payday lenders will always make it easy to get short-term loans. There are no strict requirements for customers to apply. You can apply for a cash advance without having to have any credit.

It’s easy to complete the application

Complete a loan request form in less than 10 seconds. If you need assistance, our friendly staff is always there to help.

Money funding and loan processing in a matter of minutes

They don’t have to do hard credit inquiries. Therefore, they are quick to review your details and give you a decision. You will get a reply within one hour. Money will arrive in your bank account by the next working day.

Charlottesville, VA Cash Advance requirements

You want to know how you can qualify and be approved? It’s easy! Here are some basic requirements:

  • Must be 18 years or older;
  • With a valid residency confirmation, you must be a Charlottesville, VA citizen;
  • A checking account is required to open an account;
  • Can provide proof of income to a lender (typically for installment loans);
  • Fill out the form with your permanent address and valid email;
  • You must have title loans in place.

How to Apply For a Charlottesville Payday Loan?

Magnolia Loans Charlottesville, VA is your best choice for a cash advance. To get a small loan, follow these steps:

  1. Apply online or in store for a job.
  2. Get a guaranteed loan decision.
  3. Accepted, signed and read the loan contract.
  4. In less than one hour, you can have money in your bank account.


  1. What are payday loans?
    A payday loan can be described as a small cash advance of $200-$1000 that must be repaid when you get your next paycheck. This cash advance is usually easy to qualify for and can be obtained with any credit.
  2. How much do Payday cash advances cost?
    Charlottesville, VA lenders charge typically an additional $10 to $30 per $100 borrowed. The loan provider will determine the exact amount.
  3. Is it possible for Charlottesville, VA to verify my credit history with payday loan companies?
    Charlottesville, Virginia payday lenders won’t do hard credit inquiries through major bureaus. You won’t see a drop in your credit score if you apply.
  4. How can I get a cash advance in Charlottesville VA?
    Payday cash advances should be paid off in one lump sum at the due date. An installment loan allows you to repay it in equal monthly payments. An automatic deduction is usually made by a lender from your bank accounts.