What Are My Options If I Need Money Now?

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Face an emergency? We’ve all been there. Here are the best tips for “I need money now” situations.

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Sell your gift cards

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Websites like CardCash and GiftCash can give you up to 92% of your card’s value.

1.

Ask for a paycheck advance

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Contact your employer and ask for a portion of your future paycheck upfront. It’s an interest-free option for emergencies.

2.

Get a credit card cash advance

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Withdraw the needed amount from your available credit card balance in an ATM or issuer’s store.

3.

Rent out free space

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Find a roommate or rent out free space in your home to neighbors and store their stuff there.

4.

Find a side gig with same day pay

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Some examples for a fast income boost include pet sitting, taking surveys for money, and freelancing on Upwork or Fiverr.

5.

Borrow from your retirement account

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Borrow money from your future self for up to 60 months. Note that violations may turn your loan into taxable income.

6.

Get a community loan

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Local community services often offer low-interest loans to help residents with rent, utilities, and other emergency needs.

7.