Aim for credit utilization of no more than 30% of the available balance.
Aim for credit utilization of no more than 30% of the available balance.
Become an authorized user and choose an account holder with strong credit. Ensure the payments are reported to credit bureaus.
Your payment history is 35% of your credit score. Pay your bills and debts on time if you want a boost.
Ask your landlord to report your rent payments to credit bureaus via services like Esusu or use Experian Boost.
Ask your landlord to report your rent payments to credit bureaus via services like Esusu or use Experian Boost.